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From simple to complex loans
We offer custom lending solutions underpinned by expert advice.
Integrated into your overall banking experience
Lending is incorporated into a complete financial, lending and transactional solution designed around your preferences and the overall structure of your financial affairs. Your banker works with lending specialists and other experts to ensure your borrowing strategy aligns with your broader wealth plan.
Tailored facilities
We structure every facility around your unique circumstances, offering customised terms that support both your immediate needs and long‑term financial objectives.
Preferential rates
Access competitive, preferential pricing based on the strength of your financial profile and your broader relationship with us.
Less paperwork
You banker handles the details and guides you through each step, reducing paperwork and making the process faster, simpler, and more efficient.
Explore our range of lending solutions
Vehicle and asset finance
We provide flexible vehicle and asset finance solutions for everything from cars and boats to aircraft.
Learn moreEveryday credit
Get flexible, fast access to credit from overdrafts to credit cards and bridging finance.
Learn moreStructured lending
Innovative and flexible solutions to match your individual requirements.
Learn more
Stockbroking collateralised lending facility
Release liquidity while maintaining market exposure with a loan facility based on the market value and composition of your share portfolio, which comprises your local and international stocks and unit trust holdings.
Access to a tailored lending facility is weighted against securities you hold in your trading account that meet the approved collateral securities list. Qualifying criteria and terms and conditions apply.
This product is subject to margin calls.
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This Policy provides information about cookies and how they are used on this website. We are committed to protecting your privacy during your visits to the website and we recognise it is our responsibility to hold your information securely and confidentially. As with most websites, we use cookies to improve your experience on the website. Cookies are small files which are stored on a user’s computer and hold data relating to a specific website.
We do not link the information that we store in cookies to any information you submit, while on our website, that can personally identify you. If you opt not to allow these cookies, you may still use our website, but your ability to use some areas will be limited and your experience will be affected. Most of our cookies are first-party cookies, and will they will either expire after each session (‘Session cookies’) or have an expiration date of a maximum of 1 year (‘Persistent cookies’), and will be removed when you close the tab or browser. If you delete all cookies relating to this website, you will have to reset your preferences, including those for cookies, and you will be treated as a first-time visitor the next time you visit the website. We would like you to know which cookies we employ, why we use them, and give you the option to opt-out of us using them on your device. The different types of cookies that we use are:
We use necessary cookies to make our website work. Cookies are small files that are stored on your device. We also use optional cookies to improve our services. The data we collect is anonymised. You can choose to allow all cookies by clicking 'Allow all' or manage them individually by navigating to the Consent tab. If, at any time, you want to manage your consent you can find the Manage cookies link on the bottom of each page.