Integrated into your overall banking experience

Lending is incorporated into a complete financial, lending and transactional solution designed around your preferences and the overall structure of your financial affairs. Your banker works with lending specialists and other experts to ensure your borrowing strategy aligns with your broader wealth plan. 

Tailored facilities

We structure every facility around your unique circumstances, offering customised terms that support both your immediate needs and long‑term financial objectives.

Preferential rates

Access competitive, preferential pricing based on the strength of your financial profile and your broader relationship with us.

Less paperwork

You banker handles the details and guides you through each step, reducing paperwork and making the process faster, simpler, and more efficient.

Explore our range of lending solutions

Home loans

Long-term finance to buy, repair or build your dream home.

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Vehicle and asset finance

We provide flexible vehicle and asset finance solutions for everything from cars and boats to aircraft.

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Everyday credit

Get flexible, fast access to credit from overdrafts to credit cards and bridging finance.

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Structured lending

Innovative and flexible solutions to match your individual requirements.

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Stockbroking collateralised lending facility

Release liquidity while maintaining market exposure with a loan facility based on the market value and composition of your share portfolio, which comprises your local and international stocks and unit trust holdings.

Access to a tailored lending facility is weighted against securities you hold in your trading account that meet the approved collateral securities list. Qualifying criteria and terms and conditions apply.

This product is subject to margin calls.