The value of advice

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Expert advice to guide your retirement

Our wealth managers will help you build a holistic wealth plan that combines investment, retirement, risk and estate planning solutions.

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Retirement planning

We’ll help you design a retirement plan that will help you achieve your retirement goals.

View a detailed comparison of RAs VS TFIs

Choice of retirement solutions

Combine local and international investments to secure your retirement.

Plan for long and short-term needs

Combine short-and long-term investments to make the most of your retirement savings.

Know your limits

Set clear goals that will determine when you are able to retire.

Protect your wealth

Take advantage of our insurance and wealth structuring services to prepare for every possibility.

Retirement annuities (RAs)

RAs are ideal pension planning solution if you want to save on tax and boost your long-term retirement savings. RAs are particularly beneficial if you are self-employed, are not already a member of a pension or provident fund, or if you are and you want to boost your retirement savings eg when you receive a bonus or incentive scheme.

  • Claim your contributions as tax deductions

  • Investments can grow untouched until you are ready to retire

Tax-free investments

A wealth manager can help you source the best tax-free solutions in market. 

 

With Nedbank you can choose from a variety of tax-free investments:

Tax-free savings account: This is ideal for smaller monthly contributions. 

Tax-free fixed-deposit investment: Stay ahead of inflation without risking your capital.

Tax-free unit trusts: Invest for the medium-to-long term.

Tax-free share trading: Get shares or exchange-traded funds (ETFs) via a tax-free account on the Nedbank Online Share Trading platform.

You can contribute up to R46 000 every year, up to a lifetime total limit of R500 000 tax-free. Open accounts for yourself, your spouse or your children via the Private Wealth app or Online Banking.

Already have tax-free investments at other institutions and want to consolidate these at Nedbank? No problem. Contact your banker to help you transfer your tax-free investments to Nedbank.