Welcome to our new digital experience. For more services please go to
Welcome to our new digital experience. For more services please go to nedbank.co.za

What to consider when choosing a credit card

  • Look for the best interest rate to pay less for your credit.
  • All the costs involved, including service fees and any extra charges.
  • Secure self-service channels to easily manage your card.
  • Features like free swipes, rewards and payment convenience.

Need help finding the right credit card?

Choose up to 3 features that are important to you.

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Rates and fees

Convenience and control

Flexibility

Rewards and discounts

Insurance and cover

Travel benefits

Security

Rates and fees

Convenience and control

Flexibility

Rewards and discounts

Insurance and cover

Travel benefits

Security

Rates and fees

Convenience and control

Flexibility

Rewards and discounts

Insurance and cover

Travel benefits

Security

Rates and fees

Convenience and control

Flexibility

Rewards and discounts

Insurance and cover

Travel benefits

Security

Credit life insurance

Convenience and control

Flexibility

Rewards and discounts

Rates and fees

Travel benefits

Security

Rates and fees

Convenience and control

Flexibility

Rewards and discounts

Rates and fees

Travel benefits

Security

Rates and fees

Convenience and control

Flexibility

Rewards and discounts

Rates and fees

Travel benefits

Security

Rates and fees

Convenience and control

Flexibility

Rewards and discounts

Rates and fees

Travel benefits

Security

Rates and fees

Convenience and control

Flexibility

Rates and fees

Rewards and discounts

Travel benefits

Security

Rates and fees

Convenience and control

Flexibility

Rates and fees

Rewards and discounts

Travel benefits

Security

Our top cards
Our suggested cards
credit-card

New Nedbank Gold

Credit life insurance
R20 monthly service fee.
Credit facility fee from R20 a month.
R27 optional Greenbacks linkage fee.
Zero charges on card swipes.
Convenience and control
Get an additional card for R30.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 50% off your Nu Metro movie tickets. See details.

Get 25c cash back for every litre of fuel when you fill up at bp with your Greenbacks-linked card. 

Earn Greenbacks on all eligible* spend.
Use your Greenbacks SHOP Card at leading stores that accept American Express.
Get great restaurant deals and travel discounts on car hire, flights and accommodation.
Special deals on your shopping, airtime and data vouchers, electricity and more.
Rates and fees
Card includes purchase protection with a chargeback option.
Optional credit life cover in case you die, become disabled, contract a critical illness or get retrenched.
Travel benefits
Optional top-up travel insurance available.
Discounts on car hire from Hertz and Avis with Greenbacks.
Security
Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.
Overview

R40 p/m

R5,000 p/m

Up to 55

Personalised

credit-card

Nedbank Platinum

Rates and fees
R64 monthly service fee.
Credit facility fee from R32 a month.
R27 optional Greenbacks linkage fee.
Complimentary replacement card.
Zero charges on card swipes.
Convenience and control
Zero card delivery fees.
Get an additional card for R35.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 50% off your Nu Metro movie tickets. See details.
Get 25c cash back for every litre of fuel when you fill up at bp with your Greenbacks-linked card.
Earn Greenbacks on all eligible spend*.
Use your Greenbacks SHOP Card at leading stores that accept American Express.
Get great restaurant deals and travel discounts on car hire, flights and accommodation.
Get special deals on shopping, airtime and data vouchers, electricity and more.
Rates and fees
Card includes purchase protection with a chargeback option.
Optional credit life cover in case you die, become disabled, contract a critical illness or get retrenched.
Travel benefits
Get travel insurance up to R3 million.
Enjoy the Bidvest Premier Club domestic airport lounges up to 12 times a year. Terms and conditions apply.
Discounts on car hire from Hertz and Avis with Greenbacks.
Security
Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.
Overview

R96 p/m

R29,000 p/m

Up to 55

Personalised

credit-card

The American Express

Rates and fees
R124 monthly service fee.
R180 once-off initiation fee.
R21 a month credit facility fee.
Access to the Membership Rewards Programme.
Free lost card replacement. R450 for same-day delivery.
Zero charges on card swipes.
Convenience and control
Personal card delivery for R170.
Add multiple cards at no extra cost to share your card benefits.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request or apply to increase your limit.
Use your card at any Amex accepting merchant in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 50% off your Nu Metro movie tickets. See details.
Earn 1 Membership Rewards point for every R5 eligible* spend. There is no limit on points you can earn and they never expire.
Pay with points or withdraw your points as cash at any ATM. Get your complimentary Membership Rewards Card
Exclusive seasonal Cardmember offers at partnered merchants.
Earn a monthly Avo voucher when you spend R3,500 or more a month.
Earn 5,000 bonus points if you spend R10,000 in the first 3 months.
Rates and fees
Optional credit life protection in case you die, become disabled, contract a critical illness or are retrenched.
Travel benefits
Get travel insurance of up to R4 million.
Enjoy the Bidvest Premier Club domestic lounges up to 12 times a year. 
Use Membership Rewards points to book holidays.
Save with car rental discounts locally from Hertz and Avis.
Security
Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.
Overview

R124 p/m

R17,000 p/m

Up to 55

Personalised

credit-card

The American Express

Rates and fees
R490 monthly service fee.
R180 once-off initiation fee.
Free access to the Membership Rewards Programme.
Free lost card replacement and delivery.
Zero charges on card swipes.
Convenience and control
Add multiple cards at no extra costs to earn more rewards and share your card benefits.
Manage your card with the Money app or Online Banking, including changing your credit limit on request.
Use tap and go, scan to pay using QR codes, and link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Use your card at any Amex accepting merchant in-store, online, at ATMs or abroad.
Rewards and discounts
Earn 30,000 Membership Rewards points when you get approved for the Card and spend R10,000 in the first 3 months.
Enjoy exclusive access to the Amex for Foodies dining programme, with up to 20% off your bill at 30 premium restaurants.
Enjoy 1 year of complimentary access to Hole19’s premium4 features. Use accurate GPS distances to make confident decisions on the golf course with Hole19.
Get 3 months’ complimentary streaming when you use your Platinum Card to pay for Netflix, Amazon Prime, Spotify, Showmax or Audible.
Automatic Platinum status with Tsogo Sun for access to discounts on movies, dining and accomodation.
Rates and fees
Optional credit life protection in case you die, become disabled, contract a critical illness or are retrenched.
Get travel insurance of up to R10 million.
Travel benefits
Relax at over 1,200 lounges in 400 cities around the globe with Priority Pass. Receive unlimited access to any local Bidvest Premier Lounge.
Enjoy The Centurion Lounge, exclusively for American Express Platinum Credit Card Members. 
With the American Express Global Lounge Collection, enjoy access to over 1,400 airport lounges across 650 cities around the world.Enjoy access to worldwide and domestic upgrade to your airport experience with fastrack VIP meet and greet services at select airports worldwide. 
Get a 20% discount on Fastrack VIP Airport meet and greet services using your Amex Platinum card at airport lounges.
Get a complimentary upgrade to the award-winning first-class cabin when booking in Business Class with Etihad Airlines (as well as discounts up to 15%), and discounts up to 10% on Emirates and 20% on Qatar Airways.
Enjoy Platinum Rewards membership at Tsogo Sun Hotels for access to great benefits, like saving 15% when dining, 50% off movies and earning 10% back in SunRands to use towards future stays.
Enjoy competitive rates and complimentary benefits that offer an average total value of $550 at over 1,200 extraordinary properties worldwide when you book your stay at Fine Hotels & Resorts.
Enjoy elite tier status at Hilton Honors Gold, MeliaRewards Platinum, and Radisson Rewards Gold.
Enjoy 30% off your stay at all aha Hotels and Lodges locations throughout Southern Africa.
Access dedicated concierge services, including 24/7 travel services.
Join the Avis President’s Club and get discounts on car hire worldwide.
Security

Your card is chip- and PIN-enabled for added security.Get real-time SMSs for transactions.

Set your transfer and withdrawal limits using the Money app.

Block and replace or freeze and unfreeze your card using the Nedbank Money app, Online Banking or by calling 0800 110 929.

Stop or block your card at any time using Online Banking or call 0800 110 929.

Overview

R490 p/m

R62,500 p/m

Up to 55

Personalised

credit-card

SAA Voyager

Rates and fees
R700 annual service fee.
Credit facility fee from R27 a month.
Automatic enrolment to the Voyager Rewards programme.
R150 replacement card fee.
Zero charges on card swipes.
Convenience and control
Zero charges on additional cards.
Get monthly electronic statements.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balances.
Change your credit limit on request.
Use your card in-store, online, at ATMs or overseas.
Rates and fees
Automatic basic travel insurance, with the option to top up at a discounted rate. 
Optional credit life protection in case you die, get disabled, contract a critical illness or get retrenched.
Rewards and discounts

Earn unlimited Miles at the fastest earn rate on the SAA Voyager American Express card.

Double Miles in the first month on your eligible spend. 

You'll get 1 mile for every R6.50 of eligible spend on your Amex card, or R11.50 on your Mastercard. 
Earn 10,000 bonus Miles on the first SAA ticket you buy and use.
Earn 15,000 bonus Miles when you spend R320,000 in a calendar year.
Get 1 Continental or Global Companion Ticket each year when meeting spend thresholds.

Extend your Global Companion Ticket by 12 months or swop it for two Domestic Companion Tickets. See details.

Pay for any SAA flight with your Voyager Card to donate your Companion Ticket to another traveller.

Use your card to pay and get 50% off your Nu Metro movie tickets. See details.

Travel benefits
Enjoy preferential check in.
Earn Miles on car hire, flights, accommodation and more.

Redeem your Miles for an SAA flight ticket or travel to 193 destinations with our Star Alliance airline partners. See details.

Enjoy access to SAA Voyager promotions and promotional fares 24 hours before the general public.

Exclusive offers include SaverBlitz and JourneyBlitz redemption seat sales. See details.

Get special upgrades on your rental car hire, Uber, Wine-of-the-month Club, NetFlorist and other orders.

Get one extra piece of luggage when you book cabin class (based on allowance).

Security

Get real-time SMSs for transactions.

Set your transfer and withdrawal limits using the Money app.

Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.

Stop or block your card at any time using Online Banking or call 0800 110 929.

Your card is chip- and PIN-enabled for added security.

Overview

R700 p/a

R6,600 p/m

Up to 55

Personalised

credit-card

SAA Voyager

Rates and fees
R2,040 annual service fee.
Credit facility fee from R32 a month.
Automatic enrolment to the Voyager Rewards programme.
R150 replacement card fee.
Zero charges on card swipes.
Convenience and control
Zero card delivery fee.
Zero charges on additional cards.
Manage your card with the Money app or Online Banking.
Tap and go. 
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or overseas.
Rates and fees
Automatic basic travel insurance, with the option to top up at a discounted rate.
Optional credit life protection in case you die, become disabled, contract a critical illness or are retrenched.
Rewards and discounts

Earn unlimited Miles at the fastest earn rate on the SAA Voyager American Express card.

Double Miles in the first month on your eligible spend. 

You'll get 1 mile for every R6.00 of eligible spend on your Amex card, or R10.50 on your Mastercard. 
Earn 19,000 bonus Miles on the first SAA ticket you buy and use.
Earn 15,000 bonus Miles when you spend R300,000 in a calendar year.
Get 1 Continental or 2 Global Companion Tickets each year when meeting spend thresholds.

Extend your Global Companion Ticket by 12 months or swop it for two Domestic Companion Tickets. See details.

Pay for any SAA flight with your Voyager Card to donate your Companion Ticket to another traveller.

Use your card to pay and get 50% off your Nu Metro movie tickets. See details.

Travel benefits
Enjoy preferential check in.
Earn Miles on car hire, flights, accommodation and more.

Redeem your Miles for an SAA flight ticket or travel to 193 destinations with our Star Alliance airline partners. See details.

Enjoy access to SAA Voyager promotions and promotional fares 24 hours before the general public.

Exclusive offers include SaverBlitz and JourneyBlitz redemption seat sales. See details.

Get special upgrades on your rental car hire, Uber, Wine-of-the-month Club, NetFlorist and other orders.

Get one extra piece of luggage when you book cabin class (based on allowance).

Security

Get real-time SMSs for transactions.

Set your transfer and withdrawal limits using the Money app.

Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.

Stop or block your card at any time using Online Banking or call 0800 110 929.

Your card is chip- and PIN-enabled for added security.

Overview

R2,040 p/a

R25,000 p/m

Up to 55

Personalised

credit-card

New Nedbank Pdt 1

Rates and fees
R20 monthly service fee.
R20 credit facility fee.
R25 optional Greenbacks linkage fee.
Zero charges on card swipes.
Convenience and control
Get an additional card for R30.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 50% off your Nu Metro movie tickets. See details.
Swipe at bp and stand a chance to win your share of R200,000 in Greenbacks. See details.
Earn Greenbacks on all eligible* spend.
Use your Greenbacks SHOP Card at leading stores that accept American Express.
Get great restaurant deals and travel discounts on car hire, flights and accommodation.
Special deals on your shopping, airtime and data vouchers, electricity and more.
Insurance and cover
Card includes purchase protection with a chargeback option.
Optional credit life cover in case you die, become disabled, contract a critical illness or get retrenched.
Travel benefits
Optional top-up travel insurance available.
Discounts on car hire from Hertz and Avis with Greenbacks.
Security
Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.
Overview

R5,000 p/m

Up to 55

rates%

rates@

credit-card

New Nedbank Pdt 2

Rates and fees
R20 monthly service fee.
R20 credit facility fee.
R25 optional Greenbacks linkage fee.
Zero charges on card swipes.
Convenience and control
Get an additional card for R30.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 50% off your Nu Metro movie tickets. See details.
Swipe at bp and stand a chance to win your share of R200,000 in Greenbacks. See details.
Earn Greenbacks on all eligible* spend.
Use your Greenbacks SHOP Card at leading stores that accept American Express.
Get great restaurant deals and travel discounts on car hire, flights and accommodation.
Special deals on your shopping, airtime and data vouchers, electricity and more.
Insurance and cover
Card includes purchase protection with a chargeback option.
Optional credit life cover in case you die, become disabled, contract a critical illness or get retrenched.
Travel benefits
Optional top-up travel insurance available.
Discounts on car hire from Hertz and Avis with Greenbacks.
Security
Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.
Overview

R40 p/m

R5,000 p/m

Up to 55

Personalised

credit-card

New Nedbank Pdt 3

Rates and fees
R20 monthly service fee.
R20 credit facility fee.
R25 optional Greenbacks linkage fee.
Zero charges on card swipes.
Convenience and control
Get an additional card for R30.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 50% off your Nu Metro movie tickets. See details.
Swipe at bp and stand a chance to win your share of R200,000 in Greenbacks. See details.
Earn Greenbacks on all eligible* spend.
Use your Greenbacks SHOP Card at leading stores that accept American Express.
Get great restaurant deals and travel discounts on car hire, flights and accommodation.
Special deals on your shopping, airtime and data vouchers, electricity and more.
Insurance and cover
Card includes purchase protection with a chargeback option.
Optional credit life cover in case you die, become disabled, contract a critical illness or get retrenched.
Travel benefits
Optional top-up travel insurance available.
Discounts on car hire from Hertz and Avis with Greenbacks.
Security
Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.
Overview

R40 p/m

R5,000 p/m

Up to 55

Personalised

credit-card

Nedbank Platinum

Rates and fees
R60 monthly service fee.
R30 credit facility fee.
R25 optional Greenbacks linkage fee.
Complimentary replacement card.
Zero charges on card swipes.
Convenience and control
Zero card delivery fees.
Get an additional card for R35.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 50% off your Nu Metro movie tickets. See details.
Swipe at bp and stand a chance to win your share of R200,000 in Greenbacks. See details.
Earn Greenbacks on all eligible spend*.
Use your Greenbacks SHOP Card at leading stores that accept American Express.
Get great restaurant deals and travel discounts on car hire, flights and accommodation.
Get special deals on shopping, airtime and data vouchers, electricity and more.
Insurance and cover
Card includes purchase protection with a chargeback option.
Optional credit life cover in case you die, become disabled, contract a critical illness or get retrenched.
Travel benefits
Get travel insurance up to R3 million.
Enjoy the Bidvest Premier Club domestic airport lounges up to 12 times a year. Terms and conditions apply.
Discounts on car hire from Hertz and Avis with Greenbacks.
Security
Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.
Overview

R90 p/m

R29,000 p/m

Up to 55

Personalised

credit-card

New Nedbank Gold

Credit life insurance
R20 monthly service fee.
Credit facility fee from R20 a month.
R27 optional Greenbacks linkage fee.
Zero charges on card swipes.
Convenience and control
Get an additional card for R30.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 50% off your Nu Metro movie tickets. See details.

Get 25c cash back for every litre of fuel when you fill up at bp with your Greenbacks-linked card. 

Earn Greenbacks on all eligible* spend.
Use your Greenbacks SHOP Card at leading stores that accept American Express.
Get great restaurant deals and travel discounts on car hire, flights and accommodation.
Special deals on your shopping, airtime and data vouchers, electricity and more.
Rates and fees
Card includes purchase protection with a chargeback option.
Optional credit life cover in case you die, become disabled, contract a critical illness or get retrenched.
Travel benefits
Optional top-up travel insurance available.
Discounts on car hire from Hertz and Avis with Greenbacks.
Security
Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.
Overview

R40 p/m

R5,000 p/m

Up to 55

Personalised

credit-card

Nedbank Platinum

Rates and fees
R64 monthly service fee.
Credit facility fee from R32 a month.
R27 optional Greenbacks linkage fee.
Complimentary replacement card.
Zero charges on card swipes.
Convenience and control
Zero card delivery fees.
Get an additional card for R35.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 50% off your Nu Metro movie tickets. See details.
Get 25c cash back for every litre of fuel when you fill up at bp with your Greenbacks-linked card.
Earn Greenbacks on all eligible spend*.
Use your Greenbacks SHOP Card at leading stores that accept American Express.
Get great restaurant deals and travel discounts on car hire, flights and accommodation.
Get special deals on shopping, airtime and data vouchers, electricity and more.
Rates and fees
Card includes purchase protection with a chargeback option.
Optional credit life cover in case you die, become disabled, contract a critical illness or get retrenched.
Travel benefits
Get travel insurance up to R3 million.
Enjoy the Bidvest Premier Club domestic airport lounges up to 12 times a year. Terms and conditions apply.
Discounts on car hire from Hertz and Avis with Greenbacks.
Security
Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.
Overview

R96 p/m

R29,000 p/m

Up to 55

Personalised

credit-card

The American Express

Rates and fees
R124 monthly service fee.
R180 once-off initiation fee.
R21 a month credit facility fee.
Access to the Membership Rewards Programme.
Free lost card replacement. R450 for same-day delivery.
Zero charges on card swipes.
Convenience and control
Personal card delivery for R170.
Add multiple cards at no extra cost to share your card benefits.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request or apply to increase your limit.
Use your card at any Amex accepting merchant in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 50% off your Nu Metro movie tickets. See details.
Earn 1 Membership Rewards point for every R5 eligible* spend. There is no limit on points you can earn and they never expire.
Pay with points or withdraw your points as cash at any ATM. Get your complimentary Membership Rewards Card
Exclusive seasonal Cardmember offers at partnered merchants.
Earn a monthly Avo voucher when you spend R3,500 or more a month.
Earn 5,000 bonus points if you spend R10,000 in the first 3 months.
Rates and fees
Optional credit life protection in case you die, become disabled, contract a critical illness or are retrenched.
Travel benefits
Get travel insurance of up to R4 million.
Enjoy the Bidvest Premier Club domestic lounges up to 12 times a year. 
Use Membership Rewards points to book holidays.
Save with car rental discounts locally from Hertz and Avis.
Security
Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.
Overview

R124 p/m

R17,000 p/m

Up to 55

Personalised

credit-card

The American Express

Rates and fees
R490 monthly service fee.
R180 once-off initiation fee.
Free access to the Membership Rewards Programme.
Free lost card replacement and delivery.
Zero charges on card swipes.
Convenience and control
Add multiple cards at no extra costs to earn more rewards and share your card benefits.
Manage your card with the Money app or Online Banking, including changing your credit limit on request.
Use tap and go, scan to pay using QR codes, and link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Use your card at any Amex accepting merchant in-store, online, at ATMs or abroad.
Rewards and discounts
Earn 30,000 Membership Rewards points when you get approved for the Card and spend R10,000 in the first 3 months.
Enjoy exclusive access to the Amex for Foodies dining programme, with up to 20% off your bill at 30 premium restaurants.
Enjoy 1 year of complimentary access to Hole19’s premium4 features. Use accurate GPS distances to make confident decisions on the golf course with Hole19.
Get 3 months’ complimentary streaming when you use your Platinum Card to pay for Netflix, Amazon Prime, Spotify, Showmax or Audible.
Automatic Platinum status with Tsogo Sun for access to discounts on movies, dining and accomodation.
Rates and fees
Optional credit life protection in case you die, become disabled, contract a critical illness or are retrenched.
Get travel insurance of up to R10 million.
Travel benefits
Relax at over 1,200 lounges in 400 cities around the globe with Priority Pass. Receive unlimited access to any local Bidvest Premier Lounge.
Enjoy The Centurion Lounge, exclusively for American Express Platinum Credit Card Members. 
With the American Express Global Lounge Collection, enjoy access to over 1,400 airport lounges across 650 cities around the world.Enjoy access to worldwide and domestic upgrade to your airport experience with fastrack VIP meet and greet services at select airports worldwide. 
Get a 20% discount on Fastrack VIP Airport meet and greet services using your Amex Platinum card at airport lounges.
Get a complimentary upgrade to the award-winning first-class cabin when booking in Business Class with Etihad Airlines (as well as discounts up to 15%), and discounts up to 10% on Emirates and 20% on Qatar Airways.
Enjoy Platinum Rewards membership at Tsogo Sun Hotels for access to great benefits, like saving 15% when dining, 50% off movies and earning 10% back in SunRands to use towards future stays.
Enjoy competitive rates and complimentary benefits that offer an average total value of $550 at over 1,200 extraordinary properties worldwide when you book your stay at Fine Hotels & Resorts.
Enjoy elite tier status at Hilton Honors Gold, MeliaRewards Platinum, and Radisson Rewards Gold.
Enjoy 30% off your stay at all aha Hotels and Lodges locations throughout Southern Africa.
Access dedicated concierge services, including 24/7 travel services.
Join the Avis President’s Club and get discounts on car hire worldwide.
Security

Your card is chip- and PIN-enabled for added security.Get real-time SMSs for transactions.

Set your transfer and withdrawal limits using the Money app.

Block and replace or freeze and unfreeze your card using the Nedbank Money app, Online Banking or by calling 0800 110 929.

Stop or block your card at any time using Online Banking or call 0800 110 929.

Overview

R490 p/m

R62,500 p/m

Up to 55

Personalised

credit-card

SAA Voyager

Rates and fees
R700 annual service fee.
Credit facility fee from R27 a month.
Automatic enrolment to the Voyager Rewards programme.
R150 replacement card fee.
Zero charges on card swipes.
Convenience and control
Zero charges on additional cards.
Get monthly electronic statements.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balances.
Change your credit limit on request.
Use your card in-store, online, at ATMs or overseas.
Rates and fees
Automatic basic travel insurance, with the option to top up at a discounted rate. 
Optional credit life protection in case you die, get disabled, contract a critical illness or get retrenched.
Rewards and discounts

Earn unlimited Miles at the fastest earn rate on the SAA Voyager American Express card.

Double Miles in the first month on your eligible spend. 

You'll get 1 mile for every R6.50 of eligible spend on your Amex card, or R11.50 on your Mastercard. 
Earn 10,000 bonus Miles on the first SAA ticket you buy and use.
Earn 15,000 bonus Miles when you spend R320,000 in a calendar year.
Get 1 Continental or Global Companion Ticket each year when meeting spend thresholds.

Extend your Global Companion Ticket by 12 months or swop it for two Domestic Companion Tickets. See details.

Pay for any SAA flight with your Voyager Card to donate your Companion Ticket to another traveller.

Use your card to pay and get 50% off your Nu Metro movie tickets. See details.

Travel benefits
Enjoy preferential check in.
Earn Miles on car hire, flights, accommodation and more.

Redeem your Miles for an SAA flight ticket or travel to 193 destinations with our Star Alliance airline partners. See details.

Enjoy access to SAA Voyager promotions and promotional fares 24 hours before the general public.

Exclusive offers include SaverBlitz and JourneyBlitz redemption seat sales. See details.

Get special upgrades on your rental car hire, Uber, Wine-of-the-month Club, NetFlorist and other orders.

Get one extra piece of luggage when you book cabin class (based on allowance).

Security

Get real-time SMSs for transactions.

Set your transfer and withdrawal limits using the Money app.

Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.

Stop or block your card at any time using Online Banking or call 0800 110 929.

Your card is chip- and PIN-enabled for added security.

Overview

R700 p/a

R6,600 p/m

Up to 55

Personalised

credit-card

SAA Voyager

Rates and fees
R2,040 annual service fee.
Credit facility fee from R32 a month.
Automatic enrolment to the Voyager Rewards programme.
R150 replacement card fee.
Zero charges on card swipes.
Convenience and control
Zero card delivery fee.
Zero charges on additional cards.
Manage your card with the Money app or Online Banking.
Tap and go. 
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexibility
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or overseas.
Rates and fees
Automatic basic travel insurance, with the option to top up at a discounted rate.
Optional credit life protection in case you die, become disabled, contract a critical illness or are retrenched.
Rewards and discounts

Earn unlimited Miles at the fastest earn rate on the SAA Voyager American Express card.

Double Miles in the first month on your eligible spend. 

You'll get 1 mile for every R6.00 of eligible spend on your Amex card, or R10.50 on your Mastercard. 
Earn 19,000 bonus Miles on the first SAA ticket you buy and use.
Earn 15,000 bonus Miles when you spend R300,000 in a calendar year.
Get 1 Continental or 2 Global Companion Tickets each year when meeting spend thresholds.

Extend your Global Companion Ticket by 12 months or swop it for two Domestic Companion Tickets. See details.

Pay for any SAA flight with your Voyager Card to donate your Companion Ticket to another traveller.

Use your card to pay and get 50% off your Nu Metro movie tickets. See details.

Travel benefits
Enjoy preferential check in.
Earn Miles on car hire, flights, accommodation and more.

Redeem your Miles for an SAA flight ticket or travel to 193 destinations with our Star Alliance airline partners. See details.

Enjoy access to SAA Voyager promotions and promotional fares 24 hours before the general public.

Exclusive offers include SaverBlitz and JourneyBlitz redemption seat sales. See details.

Get special upgrades on your rental car hire, Uber, Wine-of-the-month Club, NetFlorist and other orders.

Get one extra piece of luggage when you book cabin class (based on allowance).

Security

Get real-time SMSs for transactions.

Set your transfer and withdrawal limits using the Money app.

Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.

Stop or block your card at any time using Online Banking or call 0800 110 929.

Your card is chip- and PIN-enabled for added security.

Overview

R2,040 p/a

R25,000 p/m

Up to 55

Personalised

Our recommendation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.