Welcome to our new digital experience. For more services please go to
Welcome to our new digital experience. For more services please go to nedbank.co.za
Things to note before you apply for a home loan
You must be a South African resident over the age of 18.
You'll need to earn a single or joint income of at least R10,000 a month.
You'll need to be self-employed, or have a permanent or fixed-term contract.
Documents you'll need
A valid South African ID or passport
Your latest payslip or other proof of income
Your latest bank statements for the past 3 months
A copy of the offer to purchase or sale agreement
Where there is more that one applicant, each will need to submit their own documents.
Why choose a home loan with us?
- We offer home loans of up to 100% of the property value.
- First-time homebuyers can loan of up to 109%* to cover their bond and transfer costs.
- Nedbank Private Clients could get a home loan of up to R5 million.
- If you apply online, you'll qualify for a cashback of up to R20,000.
- You also get up to 50% off your bond registration fees.
- Enjoy a preferential interest rate on your home loan if you bank with us or switch your main bank account to Nedbank.*
How would you like to apply?
You may be eligible for extra benefits based on your income and how you choose to apply.
Apply online
Get up to R20,000 back and 50% off bond registration fees.*
Apply on the Money app
Get up to R20,000 back and 50% off bond registration fees.*
Apply at a branch
Earn under R32,000p/m? Get up to R5,000 back and 50% off bond registration fees.*
Apply through our Contact Centre
Get up to R20,000 back and 50% off bond registration fees.*
