Welcome to our new digital experience. For more services please go to
Welcome to our new digital experience. For more services please go to nedbank.co.za

Why choose Nedbank for your home loan?

With easy online application, and a range of benefits including cashback of up to R20,000 - it's really a no-brainer.

  • Quick bond approval. Simply fill in the form, upload your documents, and we'll give you feedback within hours. 

  • As a Nedbank client, you qualify for up to a 50% discount on your bond registration fees.

  • You'll also get a preferential home loan interest rate if your salary is paid into a Nedbank account.

How to get the R20,000 cash back

Step 1 | See how much you qualify for

Step 1 | See how much you qualify for

It will only take you about 3 minutes to complete our instant bond indicator.

Step 2 | Apply for your home loan

Step 2 | Apply for your home loan

Once pre-approved, you can submit your loan application online, on the Money app or ask us to call you back.

 Step 3 | Open an account

Step 3 | Open an account

If you don't bank with us, you'll need to open a transactional account and switch your salary to it.

Step 4 | Get the cash back

Step 4 | Get the cash back

Once your bond is approved and registered, we'll pay the  1% cash back on your home loan into your Nedbank account.

More value for you

First time home buyers

To make your first purchase as easy on the pocket as we can, we'll finance up to 109% of the property value to cover your bond and transfer costs over and above the cash back on your loan. 

Great savings on your next purchase

In the market for another home or investment property? Apply for another home loan with us and we'll give you up to 0.5% off your interest rate. A great way to save money on your monthly repayments.

Ready to apply? Get started.

Apply online