Boost your cashflow and free up working capital
Cashflow is the lifeblood of every business. As your financial partner, we can bridge your cashflow cycle, unlock additional cashflow or put in place facilities to cater for unforeseen events.
From traditional overdrafts and credit card facilities to innovative products such as invoice discounting and Gap Access, we will help you select the best financing solution for your needs.
Overdraft
A credit facility linked to your current account that is available when you need it. With personalised interest rates and no fixed monthly repayments, this is an easy way to manage your monthly cash flow.
Speak to your banker or request a call back to apply.
Call me backSmall Business Credit Card
The Small Business Credit Card provides a cost-effective and flexible payment solution for your everyday business expenses.
This credit card provides a revolving balance with a monthly minimum payment option to improve cashflow, and the ability to earn Greenbacks on business spend.
Apply onlineInvoice discounting
Are you trying to grow your business, but all your cash is tied up in your debtors book? If there is a mismatch between your creditor and debtor terms, unlock your cashflow with our invoice-discounting solutions.
You can finance up to 80% of your debtors book.
Call me backGAP Access (Merchant cash advance)
As a point-of-sale (POS) user, you can get a cash advance with flexible repayment terms. You can qualify for between R30,000 and R1,5 million, depending on the turnover through your POS device. Repayments occur daily and are paid back as an agreed percentage of your card POS transactions over six or nine months.
Apply onlineFinance your business assets for growth
Investing in vehicles, machinery or property to expand your business? We have various asset finance solutions available. For more complex financing needs talk to us about our specialist finance solutions.
Vehicle and equipment finance
Thanks to an instalment sale agreement financing the purchase of moveable durable goods couldn't be easier. This credit agreement allows you to defer full payment and repay the assets in regular instalments.
Property finance
We offer owner-occupied property finance for small businesses. We also offer financing for commercial, industrial, retail and residential property through loans to owners, occupiers and investors.
Term-loans and specialist finance
Let us finance your business expansion or next business venture at flexible terms and interest rates.
All credit applications are subject to final credit approval.
Terms and conditions apply.