Welcome to our new digital experience. For more services please go to
Welcome to our new digital experience. For more services please go to nedbank.co.za
To apply for a Nedbank personal loan
You'll need to be a South African resident between the ages of 18 and 65
Your monthly income of R3,500 or more must be paid directly into your bank account
You can also apply if you are self-employed, have a permanent or fixed-term contract, or you are a pensioner
Documents you'll need
Your valid South African identity card or document
Your most recent payslip, a letter from your employer if you are a contract worker, or proof of your pension payment
Stamped bank statements for the last 3 months
You can get your loan in any of these four easy ways
Ask us to call you back
Apply online
Use the Money app
Open your Online Banking
This is a representative example of what you can expect to pay.
Loan amount
R50,000 borrowed over 60 months
Monthly instalment amount
R1,528.38
Monthly service fee
R69
Total amount payable
R103,524
Annual maximum interest rate
24.75%
Maximum annual percentage rate
29.34%
Initiation fee
R1,207.50
See pricing guide for 2022
